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six trillion, making college loans a main attract around A bankruptcy proceeding and you can 13 debtors. S. authorities or a low-finances facilities is actually non-dischargeable in the personal bankruptcy court, pursuant so you can Point 523 (a)(8) of one’s Bankruptcy proceeding Password. A non-dischargeable loans means that the newest borrower need to nonetheless repay your debt even with profitable Part thirteen or 7 bankruptcy proceeding.